
As far as I know, they do not check any further. Therefore, if the question is not on the application, it may not be an issue for you.
Most sureties don't ask and just run credit. If he has a SSN and he has a credit report, the surety has no way of knowing if he is/isn't a US citizen. Stupid sureties.![]()
I suppose it comes down to the cost of underwriting. Sure, they could do more to find out about citizenship, but is it worth the cost?
From what I understand, sureties don't get much in terms of claim repayment from personal indemnity. So what are they out if it turns out they are not a citizen? Conversely, what are the costs of spending more underwriting time to find out whether or not every applicant is a citizen or not?
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