
I have two companies. One still in the process of getting a commercial loan for a car hauler. The other set up to broker freight for car haulers and dirt. Now I just got denied by CNA SURETY for that broker bond because (they said) of the number of recent inquiries. My fico score stands at 680 and above but my recent inquiries are a lot because of the truck loans on the way. So they turned me down. The last thing I need now is a company pulling my credit and giving me excuses. So what I would like to know is what other alternatives you have if the credit is unsatisfactory. Alternatives other than coughing up $10000 flat. I would like to stay away from monthly payments also. Yearly payment is fine. Please let me know. Thanks.
We find that CNA underwrites the ICC bond very conservatively (most do these days). As any agent, I would never submit an ICC bond their way. We have more aggressive markets that should be able to approve you no problem.
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