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		<title>Surety Bond Forums - Mortgage Broker Bonds</title>
		<link>http://forums.jwsuretybonds.com/</link>
		<description>Get your questions answered, everything from state requirements to what the bonding companies look for in an applicant.</description>
		<language>en</language>
		<lastBuildDate>Fri, 20 Nov 2009 23:46:43 GMT</lastBuildDate>
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			<title>Surety Bond Forums - Mortgage Broker Bonds</title>
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		<item>
			<title><![CDATA["DOB Shutters Dozens Of Bay State Mortgage Cos."]]></title>
			<link>http://forums.jwsuretybonds.com/mortgage-broker-bonds/2382-dob-shutters-dozens-bay-state-mortgage-cos.html</link>
			<pubDate>Fri, 05 Jun 2009 12:26:47 GMT</pubDate>
			<description><![CDATA["The DOB has bent over backwards to make all the surety bonding information and annual report information available to these companies," Cuff said. "Somehow they either fell through the cracks, or these companies are not in business."

Read it here (http://www.bankerandtradesman.com/news133223.html).]]></description>
			<content:encoded><![CDATA[<div> &quot;The DOB has bent over backwards to make all the surety  <a href='http://www.jwsuretybonds.com'  class='gal' title=''>bonding</a> information and annual report information available to these companies,&quot; Cuff said. &quot;Somehow they either fell through the cracks, or these companies are not in business.&quot;<br />
<br />
<a href="http://www.bankerandtradesman.com/news133223.html" target="_blank">Read it here</a>.</div>

]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/mortgage-broker-bonds/">Mortgage Broker Bonds</category>
			<dc:creator>Surety Insider</dc:creator>
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			<title><![CDATA["State punishes Springs mortgage broker in fraud case"]]></title>
			<link>http://forums.jwsuretybonds.com/mortgage-broker-bonds/2339-state-punishes-springs-mortgage-broker-fraud-case.html</link>
			<pubDate>Tue, 03 Mar 2009 13:30:01 GMT</pubDate>
			<description><![CDATA[Toll said Cortez compounded his problems by letting his surety bond lapse in January 2008, meaning there is no insurance to cover him if victims decided to sue. Cortez called the lapse an oversight, as he was selling Ascend and going to work for Evergreen Home Loans.

"Because he had no surety bond, the victims have no recourse," Toll said.
----------------------------------------------------------------------

This article gives examples of what is covered and why.  Read it here (http://www.gazette.com/articles/cortez_49186___article.html/documents_toll.html).]]></description>
			<content:encoded><![CDATA[<div>Toll said Cortez compounded his problems by letting his surety bond lapse in January 2008, meaning there is no insurance to cover him if victims decided to sue. Cortez called the lapse an oversight, as he was selling Ascend and going to work for Evergreen Home Loans.<br />
<br />
&quot;Because he had no surety bond, the victims have no recourse,&quot; Toll said.<br />
----------------------------------------------------------------------<br />
<br />
This article gives examples of what is covered and why.  Read it <a href="http://www.gazette.com/articles/cortez_49186___article.html/documents_toll.html" target="_blank">here</a>.</div>

]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/mortgage-broker-bonds/">Mortgage Broker Bonds</category>
			<dc:creator>Surety Insider</dc:creator>
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			<title>Bond Amount Requirement</title>
			<link>http://forums.jwsuretybonds.com/mortgage-broker-bonds/2304-bond-amount-requirement.html</link>
			<pubDate>Wed, 28 Jan 2009 17:28:09 GMT</pubDate>
			<description>Does each state have a different bond amount requirement for mortgage broker bonds?</description>
			<content:encoded><![CDATA[<div>Does each state have a different bond amount requirement for mortgage broker bonds?</div>

]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/mortgage-broker-bonds/">Mortgage Broker Bonds</category>
			<dc:creator>bad2thebond</dc:creator>
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			<title>Connecticut Bond Increase?</title>
			<link>http://forums.jwsuretybonds.com/mortgage-broker-bonds/2286-connecticut-bond-increase.html</link>
			<pubDate>Mon, 19 Jan 2009 20:00:48 GMT</pubDate>
			<description>I heard a rumor that Connecticut is increasing their bond requirement to $80,000 in August of 2009.  Is this true?</description>
			<content:encoded><![CDATA[<div>I heard a rumor that Connecticut is increasing their bond requirement to $80,000 in August of 2009.  Is this true?</div>

]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/mortgage-broker-bonds/">Mortgage Broker Bonds</category>
			<dc:creator>Surety Wizard</dc:creator>
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			<title>Requirement Changes</title>
			<link>http://forums.jwsuretybonds.com/mortgage-broker-bonds/2277-requirement-changes.html</link>
			<pubDate>Wed, 14 Jan 2009 20:26:15 GMT</pubDate>
			<description>I have recently heard that a few states are changing some of their requirements, do you know which states they are?</description>
			<content:encoded><![CDATA[<div>I have recently heard that a few states are changing some of their requirements, do you know which states they are?</div>

]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/mortgage-broker-bonds/">Mortgage Broker Bonds</category>
			<dc:creator>grasshopper</dc:creator>
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			<title>Mortgage Broker Bond Term</title>
			<link>http://forums.jwsuretybonds.com/mortgage-broker-bonds/2271-mortgage-broker-bond-term.html</link>
			<pubDate>Tue, 13 Jan 2009 13:56:21 GMT</pubDate>
			<description>Is it possible to get a 2 year term for a mortgage broker bond in all states or do some states only allow 1 year terms?</description>
			<content:encoded><![CDATA[<div>Is it possible to get a 2 year term for a mortgage broker bond in all states or do some states only allow 1 year terms?</div>

]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/mortgage-broker-bonds/">Mortgage Broker Bonds</category>
			<dc:creator>bad2thebond</dc:creator>
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			<title>Amount on Power of Attorney</title>
			<link>http://forums.jwsuretybonds.com/mortgage-broker-bonds/2266-amount-power-attorney.html</link>
			<pubDate>Fri, 09 Jan 2009 14:24:09 GMT</pubDate>
			<description>Why is the amount on the power of attorney different than the bond amount on my mortgage broker bond?</description>
			<content:encoded><![CDATA[<div>Why is the amount on the power of attorney different than the bond amount on my mortgage broker bond?</div>

]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/mortgage-broker-bonds/">Mortgage Broker Bonds</category>
			<dc:creator>Bond Magician</dc:creator>
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		<item>
			<title>North Carolina $100k Reverse Mortgage Bond</title>
			<link>http://forums.jwsuretybonds.com/mortgage-broker-bonds/2255-north-carolina-100k-reverse-mortgage-bond.html</link>
			<pubDate>Tue, 06 Jan 2009 14:17:59 GMT</pubDate>
			<description>I am looking for a North Carolina $100k Reverse Mortgage Bond - can you provide me with this bond and if so, are the requirements the same as the Mortgage Broker/Banker/Lender Bonds?</description>
			<content:encoded><![CDATA[<div>I am looking for a North Carolina $100k Reverse Mortgage Bond - can you provide me with this bond and if so, are the requirements the same as the Mortgage Broker/Banker/Lender Bonds?</div>

]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/mortgage-broker-bonds/">Mortgage Broker Bonds</category>
			<dc:creator>lifeisgood</dc:creator>
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		<item>
			<title>License Revoked</title>
			<link>http://forums.jwsuretybonds.com/mortgage-broker-bonds/2214-license-revoked.html</link>
			<pubDate>Tue, 09 Dec 2008 15:28:09 GMT</pubDate>
			<description>I have had my Mortgage Broker Bond for a number of years and recently had my license revoked.  I still have another 10 months left on my renewal - can I keep my bond active or do I need to cancel it?</description>
			<content:encoded><![CDATA[<div>I have had my Mortgage Broker Bond for a number of years and recently had my license revoked.  I still have another 10 months left on my renewal - can I keep my bond active or do I need to cancel it?</div>

]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/mortgage-broker-bonds/">Mortgage Broker Bonds</category>
			<dc:creator>lifeisgood</dc:creator>
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		<item>
			<title>Less than 1 year term</title>
			<link>http://forums.jwsuretybonds.com/mortgage-broker-bonds/2207-less-than-1-year-term.html</link>
			<pubDate>Thu, 04 Dec 2008 16:12:18 GMT</pubDate>
			<description>Is it possible to get a mortgage broker bond for less than a 1 year term.</description>
			<content:encoded><![CDATA[<div>Is it possible to get a mortgage broker bond for less than a 1 year term.</div>

]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/mortgage-broker-bonds/">Mortgage Broker Bonds</category>
			<dc:creator>bad2thebond</dc:creator>
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		<item>
			<title>Requirements to Qualify</title>
			<link>http://forums.jwsuretybonds.com/mortgage-broker-bonds/2204-requirements-qualify.html</link>
			<pubDate>Wed, 03 Dec 2008 16:53:48 GMT</pubDate>
			<description>To qualify for a mortgage broker bond, I know that the sureties have similiar qualification requirements. However, Do states have different qualifications as well?</description>
			<content:encoded><![CDATA[<div>To qualify for a mortgage broker bond, I know that the sureties have similiar qualification requirements. However, Do states have different qualifications as well?</div>

]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/mortgage-broker-bonds/">Mortgage Broker Bonds</category>
			<dc:creator>bad2thebond</dc:creator>
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		</item>
		<item>
			<title>Cancellation Clause</title>
			<link>http://forums.jwsuretybonds.com/mortgage-broker-bonds/2191-cancellation-clause.html</link>
			<pubDate>Mon, 24 Nov 2008 16:30:24 GMT</pubDate>
			<description>How does a surety determine the cancellation clause that it assigns to a bond.</description>
			<content:encoded><![CDATA[<div>How does a surety determine the cancellation clause that it assigns to a bond.</div>

]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/mortgage-broker-bonds/">Mortgage Broker Bonds</category>
			<dc:creator>bad2thebond</dc:creator>
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		<item>
			<title>Updated Credit</title>
			<link>http://forums.jwsuretybonds.com/mortgage-broker-bonds/2187-updated-credit.html</link>
			<pubDate>Thu, 20 Nov 2008 13:50:30 GMT</pubDate>
			<description>when my mortgage broker bond is coming due for renewal, is my credit automatically checked to see if I get a lower rate? Or do I have to request it?</description>
			<content:encoded><![CDATA[<div>when my mortgage broker bond is coming due for renewal, is my credit automatically checked to see if I get a lower rate? Or do I have to request it?</div>

]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/mortgage-broker-bonds/">Mortgage Broker Bonds</category>
			<dc:creator>bad2thebond</dc:creator>
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		</item>
		<item>
			<title>Minimum Bond Amount</title>
			<link>http://forums.jwsuretybonds.com/mortgage-broker-bonds/2184-minimum-bond-amount.html</link>
			<pubDate>Wed, 19 Nov 2008 20:15:56 GMT</pubDate>
			<description>Does each state have a minimum bond amount requirement if I need a mortgage broker bond for more than one state?</description>
			<content:encoded><![CDATA[<div>Does each state have a minimum bond amount requirement if I need a mortgage broker bond for more than one state?</div>

]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/mortgage-broker-bonds/">Mortgage Broker Bonds</category>
			<dc:creator>bad2thebond</dc:creator>
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		</item>
		<item>
			<title>Different qualifiactions?</title>
			<link>http://forums.jwsuretybonds.com/mortgage-broker-bonds/2183-different-qualifiactions.html</link>
			<pubDate>Wed, 19 Nov 2008 15:27:07 GMT</pubDate>
			<description>Are there different qualificaton requirements by state for mortgage broker bonds? Or they all generally the same?</description>
			<content:encoded><![CDATA[<div>Are there different qualificaton requirements by state for mortgage broker bonds? Or they all generally the same?</div>

]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/mortgage-broker-bonds/">Mortgage Broker Bonds</category>
			<dc:creator>bad2thebond</dc:creator>
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