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		<title>Surety Bond Forums - Fidelity Bonds</title>
		<link>http://forums.jwsuretybonds.com/</link>
		<description>Talk to your peers about their fidelity coverage.</description>
		<language>en</language>
		<lastBuildDate>Fri, 20 Nov 2009 23:59:57 GMT</lastBuildDate>
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			<title>Surety Bond Forums - Fidelity Bonds</title>
			<link>http://forums.jwsuretybonds.com/</link>
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		<item>
			<title><![CDATA["Crime Policies, Bonds, Seen Slim Cover For Ponzi, Mortgage Scams"]]></title>
			<link>http://forums.jwsuretybonds.com/fidelity-bonds/2442-crime-policies-bonds-seen-slim-cover-ponzi-mortgage-scams.html</link>
			<pubDate>Tue, 17 Nov 2009 12:36:29 GMT</pubDate>
			<description><![CDATA["David DiBiase, a managing partner with Los Angeles-based law firm Anderson, McPharlin & Conners LLP, said "simply because a crime has been committed does not mean there will be coverage available for the consequent loss under a crime policy."

Read it here (http://www.property-casualty.com/News/2009/11/Pages/Crime-Policies-Bonds-Seen-Slim-Cover-For-Ponzi-Mortgage-Scams.aspx).]]></description>
			<content:encoded><![CDATA[<div> &quot;David DiBiase, a managing partner with Los Angeles-based law firm Anderson, McPharlin &amp; Conners LLP, said &quot;simply because a crime has been committed does not mean there will be coverage available for the consequent loss under a crime policy.&quot;<br />
<br />
Read it <a href="http://www.property-casualty.com/News/2009/11/Pages/Crime-Policies-Bonds-Seen-Slim-Cover-For-Ponzi- <a href='http://www.jwsuretybonds.com/surety-bonds/commercial-bonds/mortgage-broker-bonds/'  class='gal' title=''>Mortgage</a>-Scams.aspx" target="_blank">here</a>.</div>

]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/fidelity-bonds/">Fidelity Bonds</category>
			<dc:creator>Surety Insider</dc:creator>
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		<item>
			<title>Fired for dishonesty in 2003 - Bondability</title>
			<link>http://forums.jwsuretybonds.com/fidelity-bonds/2412-fired-dishonesty-2003-bondability.html</link>
			<pubDate>Sun, 23 Aug 2009 18:40:45 GMT</pubDate>
			<description>I was fired from a bank in early 2003 due to a dishonest act. No criminal charges were filed (clean record) and restitution was made immediately. How can I determine FOR SURE weather I am bondable or not? If not, can I purchase my own dishonesty bond to show to prospective employers?</description>
			<content:encoded><![CDATA[<div>I was fired from a bank in early 2003 due to a dishonest act. No criminal charges were filed (clean record) and restitution was made immediately. How can I determine FOR SURE weather I am bondable or not? If not, can I purchase my own dishonesty bond to show to prospective employers?</div>

]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/fidelity-bonds/">Fidelity Bonds</category>
			<dc:creator>sharksfan</dc:creator>
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			<title>Question regarding surety...</title>
			<link>http://forums.jwsuretybonds.com/fidelity-bonds/2352-question-regarding-surety.html</link>
			<pubDate>Thu, 02 Apr 2009 00:36:18 GMT</pubDate>
			<description><![CDATA[I am testing to obtain my surety license in washington state and I am having trouble locating a definite answer to a couple of questions that may or may not appear on the test.  I'll start with the first one that comes to mind

'when two individuals guarantee a surety obligation, it is understood to be underwritten by a 
 a.  special surety
 b.  partnership surety
 c.  dual surety
 d.  Personal surety'

I've been searching through the study material for the correct answer and cannot seem to find the correct response...it probably doesn't help that I am not able to aquire a standardized set of study materials and I am working with 8 or 9 different sources of information.

If anyone could explain the correct answer to me and point me in a solid direction for ANY substantial study material, I'd greatly appreciate it.

-Andy]]></description>
			<content:encoded><![CDATA[<div>I am testing to obtain my surety license in washington state and I am having trouble locating a definite answer to a couple of questions that may or may not appear on the test.  I'll start with the first one that comes to mind<br />
<br />
'when two individuals guarantee a surety obligation, it is understood to be underwritten by a <br />
 a.  special surety<br />
 b.  partnership surety<br />
 c.  dual surety<br />
 d.  Personal surety'<br />
<br />
I've been searching through the study material for the correct answer and cannot seem to find the correct response...it probably doesn't help that I am not able to aquire a standardized set of study materials and I am working with 8 or 9 different sources of information.<br />
<br />
If anyone could explain the correct answer to me and point me in a solid direction for ANY substantial study material, I'd greatly appreciate it.<br />
<br />
-Andy</div>

]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/fidelity-bonds/">Fidelity Bonds</category>
			<dc:creator>ar_powers</dc:creator>
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		<item>
			<title>Fidelity Bond</title>
			<link>http://forums.jwsuretybonds.com/fidelity-bonds/2290-fidelity-bond.html</link>
			<pubDate>Tue, 20 Jan 2009 19:34:52 GMT</pubDate>
			<description>Can I get a Fidelity Bond for more than a 1 year term?</description>
			<content:encoded><![CDATA[<div>Can I get a Fidelity Bond for more than a 1 year term?</div>

]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/fidelity-bonds/">Fidelity Bonds</category>
			<dc:creator>bad2thebond</dc:creator>
			<guid isPermaLink="true">http://forums.jwsuretybonds.com/fidelity-bonds/2290-fidelity-bond.html</guid>
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			<title>Criminal Conviction</title>
			<link>http://forums.jwsuretybonds.com/fidelity-bonds/2274-criminal-conviction.html</link>
			<pubDate>Wed, 14 Jan 2009 15:50:57 GMT</pubDate>
			<description>I was wondering if a criminal conviction would keep someone from obtaining an employee dishonesty bond?  Are criminal background checks performed?</description>
			<content:encoded><![CDATA[<div>I was wondering if a criminal conviction would keep someone from obtaining an employee dishonesty bond?  Are criminal background checks performed?</div>

]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/fidelity-bonds/">Fidelity Bonds</category>
			<dc:creator>h2o</dc:creator>
			<guid isPermaLink="true">http://forums.jwsuretybonds.com/fidelity-bonds/2274-criminal-conviction.html</guid>
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			<title>State Requirements</title>
			<link>http://forums.jwsuretybonds.com/fidelity-bonds/2252-state-requirements.html</link>
			<pubDate>Mon, 05 Jan 2009 19:38:17 GMT</pubDate>
			<description>Can the state require a bond from a Non-Profit organization?</description>
			<content:encoded><![CDATA[<div>Can the state require a bond from a Non-Profit organization?</div>

]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/fidelity-bonds/">Fidelity Bonds</category>
			<dc:creator>grasshopper</dc:creator>
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		<item>
			<title>Fidelity Bond</title>
			<link>http://forums.jwsuretybonds.com/fidelity-bonds/2198-fidelity-bond.html</link>
			<pubDate>Sat, 29 Nov 2008 16:13:49 GMT</pubDate>
			<description>Do the requirements for a fidelity bond differ from state to state?</description>
			<content:encoded><![CDATA[<div>Do the requirements for a fidelity bond differ from state to state?</div>

]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/fidelity-bonds/">Fidelity Bonds</category>
			<dc:creator>bad2thebond</dc:creator>
			<guid isPermaLink="true">http://forums.jwsuretybonds.com/fidelity-bonds/2198-fidelity-bond.html</guid>
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		<item>
			<title>Blanket Fidelity Bond</title>
			<link>http://forums.jwsuretybonds.com/fidelity-bonds/2192-blanket-fidelity-bond.html</link>
			<pubDate>Mon, 24 Nov 2008 16:50:11 GMT</pubDate>
			<description>Can J.W. provide a blanket fidelty bond?</description>
			<content:encoded><![CDATA[<div>Can J.W. provide a blanket fidelty bond?</div>

]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/fidelity-bonds/">Fidelity Bonds</category>
			<dc:creator>bad2thebond</dc:creator>
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		<item>
			<title>Dog Walker</title>
			<link>http://forums.jwsuretybonds.com/fidelity-bonds/2112-dog-walker.html</link>
			<pubDate>Wed, 29 Oct 2008 13:53:30 GMT</pubDate>
			<description>Could a bond be beneficial for a dog walking business?</description>
			<content:encoded><![CDATA[<div>Could a bond be beneficial for a dog walking business?</div>

]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/fidelity-bonds/">Fidelity Bonds</category>
			<dc:creator>h2o</dc:creator>
			<guid isPermaLink="true">http://forums.jwsuretybonds.com/fidelity-bonds/2112-dog-walker.html</guid>
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			<title>fidelity bond for felon</title>
			<link>http://forums.jwsuretybonds.com/fidelity-bonds/2094-fidelity-bond-felon.html</link>
			<pubDate>Tue, 21 Oct 2008 17:58:19 GMT</pubDate>
			<description>I am a convicted federal felon, currently serving a three-year term of supervised release, one year of which I have completed.  I cooperate very closely with my US Probation Officer.  I understand that I may qualify for the Federal Bonding Program, but I would like to start my own LLC, as sole proprietor, and possibly as sole employee, if I can get bonded and insured.  The charge under which I was convicted does not pertain to theft, fraud, or anything else of relevance to potential clients.  How can I find someone to provide me with a fidelity bond?</description>
			<content:encoded><![CDATA[<div>I am a convicted federal felon, currently serving a three-year term of supervised release, one year of which I have completed.  I cooperate very closely with my US Probation Officer.  I understand that I may qualify for the Federal Bonding Program, but I would like to start my own LLC, as sole proprietor, and possibly as sole employee, if I can get bonded and insured.  The charge under which I was convicted does not pertain to theft, fraud, or anything else of relevance to potential clients.  How can I find someone to provide me with a fidelity bond?</div>

]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/fidelity-bonds/">Fidelity Bonds</category>
			<dc:creator>John Ross</dc:creator>
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			<title>Fidelity Help for existing Client.</title>
			<link>http://forums.jwsuretybonds.com/fidelity-bonds/2043-fidelity-help-existing-client.html</link>
			<pubDate>Wed, 01 Oct 2008 15:00:47 GMT</pubDate>
			<description>I recenetly called your office and was told you are no longer writing Fidelity Bonds.  I am a current client of your with 6 commercial bonds on file.  Is there any way you can help me with this bond?  It is a 100K Fidelity Bond for my Mortgage Brokerage in the state of Illinois.</description>
			<content:encoded><![CDATA[<div>I recenetly called your office and was told you are no longer writing Fidelity Bonds.  I am a current client of your with 6 commercial bonds on file.  Is there any way you can help me with this bond?  It is a 100K Fidelity Bond for my Mortgage Brokerage in the state of Illinois.</div>

]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/fidelity-bonds/">Fidelity Bonds</category>
			<dc:creator>Surety Wizard</dc:creator>
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			<title>Undewritten Differently?</title>
			<link>http://forums.jwsuretybonds.com/fidelity-bonds/2025-undewritten-differently.html</link>
			<pubDate>Wed, 24 Sep 2008 12:30:58 GMT</pubDate>
			<description><![CDATA[Why are Fidelity bonds underwritten differently than other types of commercial bonds? From what I understand, the owner's personal credit does not come into play when applying for a fidelity bond but personal credit does apply when applying for other types of commercial bonds.]]></description>
			<content:encoded><![CDATA[<div>Why are Fidelity bonds underwritten differently than other types of commercial bonds? From what I understand, the owner's personal credit does not come into play when applying for a fidelity bond but personal credit does apply when applying for other types of commercial bonds.</div>

]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/fidelity-bonds/">Fidelity Bonds</category>
			<dc:creator>Bond Magician</dc:creator>
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		<item>
			<title>Personal Credit?</title>
			<link>http://forums.jwsuretybonds.com/fidelity-bonds/2006-personal-credit.html</link>
			<pubDate>Mon, 15 Sep 2008 13:04:00 GMT</pubDate>
			<description>I am applying for a fidelity bond. Does my personal credit come into play when applying for this type of bond?</description>
			<content:encoded><![CDATA[<div>I am applying for a fidelity bond. Does my personal credit come into play when applying for this type of bond?</div>

]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/fidelity-bonds/">Fidelity Bonds</category>
			<dc:creator>Bond Magician</dc:creator>
			<guid isPermaLink="true">http://forums.jwsuretybonds.com/fidelity-bonds/2006-personal-credit.html</guid>
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		<item>
			<title>Do I need?</title>
			<link>http://forums.jwsuretybonds.com/fidelity-bonds/2005-do-i-need.html</link>
			<pubDate>Mon, 15 Sep 2008 13:01:59 GMT</pubDate>
			<description>Do I have to obtain a fidelity bond in order to run my business, or is it just better for business to obtain this type of bond?</description>
			<content:encoded><![CDATA[<div>Do I have to obtain a fidelity bond in order to run my business, or is it just better for business to obtain this type of bond?</div>

]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/fidelity-bonds/">Fidelity Bonds</category>
			<dc:creator>Bond Magician</dc:creator>
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			<title>Lost</title>
			<link>http://forums.jwsuretybonds.com/fidelity-bonds/1993-lost.html</link>
			<pubDate>Wed, 10 Sep 2008 12:55:32 GMT</pubDate>
			<description><![CDATA[I recently started up a janitorial cleaning buisness where I come into offices during the night and clean.  A potential client asked that I be bonded to recieve the contract with them.  They say it is called a janitorial bond but I can't find an application on your web site.  Can you direct me?]]></description>
			<content:encoded><![CDATA[<div>I recently started up a janitorial cleaning buisness where I come into offices during the night and clean.  A potential client asked that I be bonded to recieve the contract with them.  They say it is called a janitorial bond but I can't find an application on your web site.  Can you direct me?</div>

]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/fidelity-bonds/">Fidelity Bonds</category>
			<dc:creator>grasshopper</dc:creator>
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