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		<title>Surety Bond Forums | JW Surety Bonds - Fidelity Bonds</title>
		<link>http://forums.jwsuretybonds.com/</link>
		<description>Talk to your peers about their fidelity coverage.</description>
		<language>en</language>
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			<title>Surety Bond Forums | JW Surety Bonds - Fidelity Bonds</title>
			<link>http://forums.jwsuretybonds.com/</link>
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		<item>
			<title><![CDATA["Crime Policies, Bonds, Seen Slim Cover For Ponzi, Mortgage Scams"]]></title>
			<link>http://forums.jwsuretybonds.com/fidelity-bonds/2442-crime-policies-bonds-seen-slim-cover-ponzi-mortgage-scams.html</link>
			<pubDate>Tue, 17 Nov 2009 12:36:29 GMT</pubDate>
			<description><![CDATA["David DiBiase, a managing partner with Los Angeles-based law firm Anderson, McPharlin & Conners LLP, said "simply because a crime has been committed does not mean there will be coverage available for the consequent loss under a crime policy." 
 
Read it here...]]></description>
			<content:encoded><![CDATA[<div> &quot;David DiBiase, a managing partner with Los Angeles-based law firm Anderson, McPharlin &amp; Conners LLP, said &quot;simply because a crime has been committed does not mean there will be coverage available for the consequent loss under a crime policy.&quot;<br />
<br />
Read it <a href="http://www.property-casualty.com/News/2009/11/Pages/Crime-Policies-Bonds-Seen-Slim-Cover-For-Ponzi- <a href='http://www.jwsuretybonds.com/surety-bonds/commercial-bonds/mortgage-broker-bonds/'  class='gal' title=''>Mortgage</a>-Scams.aspx" target="_blank">here</a>.</div>

 ]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/fidelity-bonds/">Fidelity Bonds</category>
			<dc:creator>Surety Insider</dc:creator>
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			<title>Fired for dishonesty in 2003 - Bondability</title>
			<link>http://forums.jwsuretybonds.com/fidelity-bonds/2412-fired-dishonesty-2003-bondability.html</link>
			<pubDate>Sun, 23 Aug 2009 18:40:45 GMT</pubDate>
			<description>I was fired from a bank in early 2003 due to a dishonest act. No criminal charges were filed (clean record) and restitution was made immediately. How can I determine FOR SURE weather I am bondable or not? If not, can I purchase my own dishonesty bond to show to prospective employers?</description>
			<content:encoded><![CDATA[<div>I was fired from a bank in early 2003 due to a dishonest act. No criminal charges were filed (clean record) and restitution was made immediately. How can I determine FOR SURE weather I am bondable or not? If not, can I purchase my own dishonesty bond to show to prospective employers?</div>

 ]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/fidelity-bonds/">Fidelity Bonds</category>
			<dc:creator>sharksfan</dc:creator>
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			<title>Question regarding surety...</title>
			<link>http://forums.jwsuretybonds.com/fidelity-bonds/2352-question-regarding-surety.html</link>
			<pubDate>Thu, 02 Apr 2009 00:36:18 GMT</pubDate>
			<description><![CDATA[I am testing to obtain my surety license in washington state and I am having trouble locating a definite answer to a couple of questions that may or may not appear on the test.  I'll start with the first one that comes to mind 
 
'when two individuals guarantee a surety obligation, it is understood...]]></description>
			<content:encoded><![CDATA[<div>I am testing to obtain my surety license in washington state and I am having trouble locating a definite answer to a couple of questions that may or may not appear on the test.  I'll start with the first one that comes to mind<br />
<br />
'when two individuals guarantee a surety obligation, it is understood to be underwritten by a <br />
 a.  special surety<br />
 b.  partnership surety<br />
 c.  dual surety<br />
 d.  Personal surety'<br />
<br />
I've been searching through the study material for the correct answer and cannot seem to find the correct response...it probably doesn't help that I am not able to aquire a standardized set of study materials and I am working with 8 or 9 different sources of information.<br />
<br />
If anyone could explain the correct answer to me and point me in a solid direction for ANY substantial study material, I'd greatly appreciate it.<br />
<br />
-Andy</div>

 ]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/fidelity-bonds/">Fidelity Bonds</category>
			<dc:creator>ar_powers</dc:creator>
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			<title>Fidelity Bond</title>
			<link>http://forums.jwsuretybonds.com/fidelity-bonds/2290-fidelity-bond.html</link>
			<pubDate>Tue, 20 Jan 2009 19:34:52 GMT</pubDate>
			<description>Can I get a Fidelity Bond for more than a 1 year term?</description>
			<content:encoded><![CDATA[<div>Can I get a Fidelity Bond for more than a 1 year term?</div>

 ]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/fidelity-bonds/">Fidelity Bonds</category>
			<dc:creator>bad2thebond</dc:creator>
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			<title>Criminal Conviction</title>
			<link>http://forums.jwsuretybonds.com/fidelity-bonds/2274-criminal-conviction.html</link>
			<pubDate>Wed, 14 Jan 2009 15:50:57 GMT</pubDate>
			<description>I was wondering if a criminal conviction would keep someone from obtaining an employee dishonesty bond?  Are criminal background checks performed?</description>
			<content:encoded><![CDATA[<div>I was wondering if a criminal conviction would keep someone from obtaining an employee dishonesty bond?  Are criminal background checks performed?</div>

 ]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/fidelity-bonds/">Fidelity Bonds</category>
			<dc:creator>h2o</dc:creator>
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			<title>State Requirements</title>
			<link>http://forums.jwsuretybonds.com/fidelity-bonds/2252-state-requirements.html</link>
			<pubDate>Mon, 05 Jan 2009 19:38:17 GMT</pubDate>
			<description>Can the state require a bond from a Non-Profit organization?</description>
			<content:encoded><![CDATA[<div>Can the state require a bond from a Non-Profit organization?</div>

 ]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/fidelity-bonds/">Fidelity Bonds</category>
			<dc:creator>grasshopper</dc:creator>
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			<title>Fidelity Bond</title>
			<link>http://forums.jwsuretybonds.com/fidelity-bonds/2198-fidelity-bond.html</link>
			<pubDate>Sat, 29 Nov 2008 16:13:49 GMT</pubDate>
			<description>Do the requirements for a fidelity bond differ from state to state?</description>
			<content:encoded><![CDATA[<div>Do the requirements for a fidelity bond differ from state to state?</div>

 ]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/fidelity-bonds/">Fidelity Bonds</category>
			<dc:creator>bad2thebond</dc:creator>
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			<title>Blanket Fidelity Bond</title>
			<link>http://forums.jwsuretybonds.com/fidelity-bonds/2192-blanket-fidelity-bond.html</link>
			<pubDate>Mon, 24 Nov 2008 16:50:11 GMT</pubDate>
			<description>Can J.W. provide a blanket fidelty bond?</description>
			<content:encoded><![CDATA[<div>Can J.W. provide a blanket fidelty bond?</div>

 ]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/fidelity-bonds/">Fidelity Bonds</category>
			<dc:creator>bad2thebond</dc:creator>
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		<item>
			<title>Dog Walker</title>
			<link>http://forums.jwsuretybonds.com/fidelity-bonds/2112-dog-walker.html</link>
			<pubDate>Wed, 29 Oct 2008 13:53:30 GMT</pubDate>
			<description>Could a bond be beneficial for a dog walking business?</description>
			<content:encoded><![CDATA[<div>Could a bond be beneficial for a dog walking business?</div>

 ]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/fidelity-bonds/">Fidelity Bonds</category>
			<dc:creator>h2o</dc:creator>
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			<title>fidelity bond for felon</title>
			<link>http://forums.jwsuretybonds.com/fidelity-bonds/2094-fidelity-bond-felon.html</link>
			<pubDate>Tue, 21 Oct 2008 17:58:19 GMT</pubDate>
			<description>I am a convicted federal felon, currently serving a three-year term of supervised release, one year of which I have completed.  I cooperate very closely with my US Probation Officer.  I understand that I may qualify for the Federal Bonding Program, but I would like to start my own LLC, as sole...</description>
			<content:encoded><![CDATA[<div>I am a convicted federal felon, currently serving a three-year term of supervised release, one year of which I have completed.  I cooperate very closely with my US Probation Officer.  I understand that I may qualify for the Federal Bonding Program, but I would like to start my own LLC, as sole proprietor, and possibly as sole employee, if I can get bonded and insured.  The charge under which I was convicted does not pertain to theft, fraud, or anything else of relevance to potential clients.  How can I find someone to provide me with a fidelity bond?</div>

 ]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/fidelity-bonds/">Fidelity Bonds</category>
			<dc:creator>John Ross</dc:creator>
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			<title>Fidelity Help for existing Client.</title>
			<link>http://forums.jwsuretybonds.com/fidelity-bonds/2043-fidelity-help-existing-client.html</link>
			<pubDate>Wed, 01 Oct 2008 15:00:47 GMT</pubDate>
			<description>I recenetly called your office and was told you are no longer writing Fidelity Bonds.  I am a current client of your with 6 commercial bonds on file.  Is there any way you can help me with this bond?  It is a 100K Fidelity Bond for my Mortgage Brokerage in the state of Illinois.</description>
			<content:encoded><![CDATA[<div>I recenetly called your office and was told you are no longer writing Fidelity Bonds.  I am a current client of your with 6 commercial bonds on file.  Is there any way you can help me with this bond?  It is a 100K Fidelity Bond for my Mortgage Brokerage in the state of Illinois.</div>

 ]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/fidelity-bonds/">Fidelity Bonds</category>
			<dc:creator>Surety Wizard</dc:creator>
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			<title>Undewritten Differently?</title>
			<link>http://forums.jwsuretybonds.com/fidelity-bonds/2025-undewritten-differently.html</link>
			<pubDate>Wed, 24 Sep 2008 12:30:58 GMT</pubDate>
			<description><![CDATA[Why are Fidelity bonds underwritten differently than other types of commercial bonds? From what I understand, the owner's personal credit does not come into play when applying for a fidelity bond but personal credit does apply when applying for other types of commercial bonds.]]></description>
			<content:encoded><![CDATA[<div>Why are Fidelity bonds underwritten differently than other types of commercial bonds? From what I understand, the owner's personal credit does not come into play when applying for a fidelity bond but personal credit does apply when applying for other types of commercial bonds.</div>

 ]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/fidelity-bonds/">Fidelity Bonds</category>
			<dc:creator>Bond Magician</dc:creator>
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			<title>Personal Credit?</title>
			<link>http://forums.jwsuretybonds.com/fidelity-bonds/2006-personal-credit.html</link>
			<pubDate>Mon, 15 Sep 2008 13:04:00 GMT</pubDate>
			<description>I am applying for a fidelity bond. Does my personal credit come into play when applying for this type of bond?</description>
			<content:encoded><![CDATA[<div>I am applying for a fidelity bond. Does my personal credit come into play when applying for this type of bond?</div>

 ]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/fidelity-bonds/">Fidelity Bonds</category>
			<dc:creator>Bond Magician</dc:creator>
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			<title>Do I need?</title>
			<link>http://forums.jwsuretybonds.com/fidelity-bonds/2005-do-i-need.html</link>
			<pubDate>Mon, 15 Sep 2008 13:01:59 GMT</pubDate>
			<description>Do I have to obtain a fidelity bond in order to run my business, or is it just better for business to obtain this type of bond?</description>
			<content:encoded><![CDATA[<div>Do I have to obtain a fidelity bond in order to run my business, or is it just better for business to obtain this type of bond?</div>

 ]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/fidelity-bonds/">Fidelity Bonds</category>
			<dc:creator>Bond Magician</dc:creator>
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			<title>Lost</title>
			<link>http://forums.jwsuretybonds.com/fidelity-bonds/1993-lost.html</link>
			<pubDate>Wed, 10 Sep 2008 12:55:32 GMT</pubDate>
			<description><![CDATA[I recently started up a janitorial cleaning buisness where I come into offices during the night and clean.  A potential client asked that I be bonded to recieve the contract with them.  They say it is called a janitorial bond but I can't find an application on your web site.  Can you direct me?]]></description>
			<content:encoded><![CDATA[<div>I recently started up a janitorial cleaning buisness where I come into offices during the night and clean.  A potential client asked that I be bonded to recieve the contract with them.  They say it is called a janitorial bond but I can't find an application on your web site.  Can you direct me?</div>

 ]]></content:encoded>
			<category domain="http://forums.jwsuretybonds.com/fidelity-bonds/">Fidelity Bonds</category>
			<dc:creator>grasshopper</dc:creator>
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