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  1. Join Date
    Oct 2006
    Posts
    86

    Background Checks?

    Do you do background checks when underwriting?

  2. Join Date
    Jan 2005
    Posts
    755

    Yes. Our underwriters will make use of credit reports and may require some additional information in order to confirm some of the answers on your application.

  3. Join Date
    Oct 2006
    Posts
    69

    Background Checks

    Quote Originally Posted by Admin
    Yes. Our underwriters will make use of credit reports and may require some additional information in order to confirm some of the answers on your application.
    Don't be scared - underwriters don't actually do "background" checks - just "credit" checks - which will require that your credit will be run. Generally this is done by a soft credit report for insurance purposes. The soft report will not affect your score in any way and will not even show that it's been pulled.

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