Bad Credit to good credit

[Numbers]

How long does it take for my credit rating to change once my bad credit is taken care of?

[Bond Magician]

It really all depends on what is negatively affecting your credit score. Your best bet would be to contact a credit consultant.
If you are approved under our high risk program and you think that your credit has improved come renewal time, we can pull your credit again and possibly fit you into a standard program (if your credit has improved that much to allow a better rate)
Hope this helps!

[Mr. Bond]

It really depends on the quickness of the credit bureaus that are reporting your credit. Being persistant and staying on top of them is your best way for a speedy update.

[Surety Queen]

Originally Posted by Mr. Bond

It really depends on the quickness of the credit bureaus that are reporting your credit. Being persistant and staying on top of them is your best way for a speedy update.

It also depends upon what type of negative items are on your credit report. While a BK may be taken care of, it can still impact your report for a number of years. Likewise, tax liens and judgments also are hard to get removed.