[asmith]

Hello,

I am aware that to write Surety business, an Insurance Company must typically be licensed in the state where the work will be done.

My question is regarding the many small, pacific islands in the general area of Guam.

The NAIC recognizes Guam and the Commonwealth of the Northern Mariana Islands (CNMI) and a separate license is needed to conduct business there. Does anyone know whether an insurnce company has to be licensed by the other territories/republics in that area? Specifically I'm talking about the Republic of the Marshall Islands, the Republic of Palau, and the Republic of the Federated States of Micronesia.

(All these are independent countries which have treaties with the U.S. Government identifying them as States in free association with the U.S.)

Does anyone have any experience in this area?

Thank you for your help!!