[baybones]

I have a $71 Dollar collection for a past bill that I had disputed several times. I recently paid the collection in return for the company agreeing to "restore" my credit to showw no collection ever existed. My queston is does this collection put me in a high risk catagory automatically. I meet all of the other requirments to apply for a regular bond, however the application wizard send me to the high risk bond application. In addition, this is a new company so we do not have buisness financials, is that a disqualifyer as well?

Thanks for your help!

Sarah